ESTATE PLANNING

Estate Planning: A Comprehensive Financial Approach

Estate planning is far more than just drafting a will or setting up a trust—it's a sophisticated financial strategy that requires careful coordination between multiple disciplines to ensure your wealth is preserved, protected, and transferred according to your wishes. At Precision FPS, we approach estate planning from a comprehensive financial perspective, working closely with experienced estate planning attorneys and certified public accountants to deliver integrated solutions that address every aspect of your legacy planning needs.

The Financial Foundation of Estate Planning

From a financial planning standpoint, effective estate planning begins with understanding the intersection of your current wealth, future growth projections, tax implications, and family objectives. Our role as your financial planning partner is to help you navigate the complex landscape of wealth transfer strategies while ensuring your estate plan aligns with your overall financial goals.

Current Estate Tax Landscape (2024-2025)

The estate planning environment presents unique opportunities and challenges. For 2024, the federal lifetime estate and gift exemption stands at $13.61 million per individual ($27.22 million for married couples). However, this historically high exemption is scheduled to sunset on January 1, 2026, potentially reverting to approximately $7 million per person unless Congress acts to extend these provisions.

This creates a critical window of opportunity for wealth transfer planning. Our financial analysis helps you understand whether your estate may be subject to federal estate taxes and develop strategies to minimize that exposure while maximizing the wealth transferred to your beneficiaries.


Strategic Wealth Transfer Planning

Advanced Wealth Transfer Techniques

Working with qualified estate planning attorneys, we help implement sophisticated strategies such as:

-Grantor Retained Annuity Trusts (GRATs) for transferring appreciating assets

-Spousal Lifetime Access Trusts (SLATs) for married couples seeking to maintain indirect access to gifted assets

-Intentionally Defective Grantor Trusts (IDGTs) for high-net-worth families

-Charitable planning strategies that provide tax benefits while supporting causes you care about

We will help you:

  • Comprehensive Analysis
    We begin every estate planning engagement with a thorough analysis of your current financial situation, including asset values, growth projections, liquidity needs, and family dynamics. This financial foundation informs all subsequent planning decisions.

  • Ongoing Monitoring and Adjustments
    Estate planning is not a one-time event. We continuously monitor changes in tax laws, your financial situation, and family circumstances to ensure your estate plan remains effective and current.

  • Coordinated Implementation
    Rather than working in isolation, we coordinate closely with your legal and accounting professionals to ensure seamless implementation of your estate planning strategies. This collaborative approach eliminates gaps and inconsistencies that can undermine even the best-designed plans.

  • Technology-Enhanced Planning
    We utilize sophisticated financial planning software to model various estate planning scenarios, helping you visualize the long-term impact of different strategies on your wealth transfer objectives.

Start Your Estate Planning Journey

Estate planning requires expertise across multiple disciplines, and no single professional can address every aspect alone. At Precision FPS, we serve as the coordinator of your estate planning team, ensuring that your financial objectives drive the planning process while working seamlessly with qualified attorneys and CPAs to implement and maintain your plan.

The current estate planning environment presents both opportunities and challenges that require immediate attention. With the potential sunset of favorable tax provisions approaching in 2026, now is the time to review your estate plan and consider strategies that could benefit your family for generations to come.

© 2025

Precision Financial Planning Services

All Rights Reserved

[email protected]

2040 North Loop
West Freeway
Houston TX 77018

Contact

[email protected]

2040 North Loop
West Freeway
Houston TX 77018

Investing involves risk, including the loss of principal. Past performance does not guarantee or indicate future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. While the data we use from third parties is believed to be reliable, we cannot ensure the accuracy or completeness of data provided by investors or other third parties. Neither Quad J Capital nor any of its affiliates provide tax advice and do not represent in any manner that the outcomes described herein will result in any particular tax consequence. Offers to sell, or solicitations of offers to buy, any security can only be made through official offering documents that contain important information about investment objectives, risks, fees, and expenses. Prospective investors should consult with a tax or legal adviser before making any investment decisions.

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© 2025

Precision Financial Planning Services

All Rights Reserved