About Us

Raphael Vallier is the founder and senior partner of Precision Financial Planning Services. He focuses on asset management and business-to-business relationships for the organization.

As a University of North Texas graduate, he has worked for one of the top-ranked financial companies in the industry and is proud of the fact that he has learned from the best.

Raphael’s passion is inspired by all of those who have helped him pave the way for his dreams. His purpose is grounded in giving back to those very same communities so that he can help others pave the way for their dreams.

His strategy is simple: attack an economic issue at the root cause of the problem, then change the mindset that created it, and demonstrate the value of another way of thinking.

Through his leadership, Precision Financial Planning has become a company comprised of holistic financial planners who are dedicated to connecting their clients with the best possible solutions.

Dr. Latoia McGowan is a distinguished financial planning executive with demonstrated leadership as Chief Operating Officer at Precision Financial Planning Service. In this capacity, she has effectively directed core business operations, enhanced financial performance, and cultivated strong client relationships across a diverse and expansive portfolio.

Renowned for her ability to distill complex financial data into strategic, actionable insights, Dr. McGowan has been instrumental in guiding executive decision-making and streamlining operational workflows. She brings expertise in KPI analysis, data-driven strategy, and high-level reporting—playing a pivotal role in advancing organizational performance and aligning financial operations with sustainable, long-term growth.

Dr. McGowan contributes a refined business acumen to the financial services sector, delivering a client-centered approach grounded in trust, financial literacy, and outcome-focused planning.